Reports Worth Reading
Before Your Next Acquisition
The DSCR Calculation Worksheet
Rent, taxes, insurance, and debt service — see your ratio before you apply.
Download NowBuy-and-Hold Scaling Guide
How investors add doors without personal income documentation.
Download NowRental Qualification Check
9 questions. Find what your property qualifies for on cash flow alone.
Take The AssessmentShort-Term Rental Underwriting Brief
How STR revenue is treated for condos and vacation rentals.
Download NowMaximum DSCR rental loan amount
Loan-to-value available
Units, plus condos and short-term rentals
Tax returns required — the property qualifies itself
Scalable Financing for Buy-and-Hold.
Cash-flow underwriting means your portfolio can grow without your W-2 holding it back.
Three Rental Loan Programs
MCP DSCR Rental Loan | 1–4 Unit
DSCR rental financing for 1–4 unit properties. Qualify on cash flow, not personal income.
MCP DSCR Rental Loan | 5–10 Unit
DSCR financing for 5–10 unit rental properties — scalable for portfolio investors.
MCP Income Verified Rental Loan
Long-term rental financing for investors with documented income — SFR, 2–4 unit, and small multifamily.
From First Call to Funded
Send the Deal
A few questions online, or call an Account Executive directly. No tedious application.
Underwriting
Our team reviews the file in-house — AI-assisted underwriting reads a full file in seconds.
Term Sheet
Clear, straightforward terms with no re-trading at the closing table.
Funded
Wire coordination and closing managed end to end by our funding operations team.
